How do I insure my teenage driver?
As soon as your teenager begins to drive, notify your insurance agent that there will be an additional driver in the house. Since teenagers are inexperienced drivers, they tend to get into a lot of accidents. This will, unfortunately, be reflected in higher insurance rates. If you have a daughter, you can expect your insurance to go up as much as 50 percent. A son will increase your car insurance by as much as 100 percent. Consider also raising liability limits or buying an umbrella liability policy for additional protection.

[Teenage Drivers - Video]

Posted by at 12:19 AM | Read More

Posted by at 7:25 PM | Read More

Auto Videos
Page  1   2    3
[Auto Insurance Quiz]	[How to Save on Auto Insurance]
[How to File a Claim]	[Uninsured Motorists]

Posted by at 7:21 PM | Read More

Air Bag Safety

Air bags save thousands of lives each year, according to The National Highway Traffic Safety Administration (NHTSA). In frontal crashes, air bags reduce deaths among drivers by about 30 percent and among passengers by 27 percent.

[Children and Air Bags - Video]

Posted by at 7:50 PM | Read More

If your teenager has just gotten a driver's license, it may be hard to imagine handing over the keys to your brand new car, but that may be the smartest vehicle to choose.

The first years teenagers spend as drivers are very risky. In fact, teen drivers have the highest death rates of any age group. In 1997 alone, more than 5,700 teenagers died in motor vehicle crashes, and many more were left severely and permanently injured by crashes.

While getting a driver's license is an exciting rite-of-passage for teens, it can be enough to make a parent frantic. However, the Insurance Institute for Highway Safety (IIHS) and the Insurance Information Institute (I.I.I.) say there is something worried parents can do to protect their teens—choose a safe vehicle.

[The Prom & Drunk Driving - Video]

Posted by at 7:49 PM | Read More

If you’re like most people shopping for a new car, safety ranks high among things you're looking for. Every new car must meet certain federal safety standards, but that doesn’t mean that all cars are equally safe. There are still important safety differences, and some vehicles are safer than others. Many automakers offer safety features beyond the required federal minimums. The following safety features should be considered when purchasing a car:

Posted by at 7:45 PM | Read More

[How to File a Claim - Video]

To file a claim, follow these steps: Call your insurance agent as soon as possible, regardless of who is at fault. Find out whether you're covered for this loss. Even if the accident appears minor, it is important that you let your insurance company know about the incident. Ask your agent or company representative how to proceed and what forms or documents are needed to support your claim. Your insurance company will require a “proof of claim” form and, if there is one, a copy of the police report. Increasingly, companies allow you to monitor the progress of your claim on their web site. Supply the information your insurer requests. Fill out the claim form carefully. Keep good records. Get the names and phone numbers of everyone you speak with and copies of any bills related to the accident.

Posted by at 1:12 PM | Read More

  Seeking new ways to separate good risks from bad, car insurers zero in on your job. The result? It's not ditch-diggers and waitresses getting the discounts.

Your driving records might be identical, but if your neighbor has the right job and you've got the wrong one, you could pay hundreds of dollars more for car insurance.

The safe drivers, according to insurers? Biologists, chemists, economists, judges, veterinarians, accountants, architects, lawyers, teachers, engineers and dentists. The worst? Clerks, long-haul drivers and "unskilled and semi-skilled blue- and gray-collar workers."$100? $200? $300? You can't save if you don't shop around.

Posted by at 10:52 AM | Read More

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

[Auto Insurance Quiz - Video]

Auto insurance provides property, liability and medical coverage:

• Property coverage pays for damage to or theft of your car.
  

• Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  

• Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.

Most auto policies are for six months to a year. Your insurance company should notify you by mail when it’s time to renew the policy and to pay your premium.

Posted by at 8:25 PM | Read More

Are You Still Paying Too Much for Car Insurance? Everyone who owns a car needs auto insurance. This article will give you some tips on lowering your auto insurance costs. You will find a checklist of items to ask your insurance agent that may qualify for discounts. Keep in mind that not all discounts can be applied with all insurance companies in all states.

Posted by at 7:49 PM | Read More